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Food Heaven Podcast

Aug 3, 2022

INTERESTING FACT: I got a new construction loan to build @jewelcrestjoshua with absolutely NO money down (not even closing costs). While being able to take on a project like this does require an incredible about of privilege (good credit, having a decent proof of income, being able to spend countless hours navigating the system, cash reserves for permits, etc), I would have never realized that something like this could be done without a 5 or 6 figure downpayment. 


Did you know that you DON’T need a 20% downpayment to secure a home loan? Or that the government will lend you money to buy a multifamily investment property. In today’s episode, we demystify how to secure a mortgage even if you don’t have excellent credit or 20% down. In today’s episode, we chat with Matthew Garland (@mgthemortgageguy), licensed mortgage broker and Division Manager at United Northern Mortgage Bankers on all things home loans. Be sure to tune in!


In This Episode We’ll Cover:

  • With the market, and the economy right now, should we even be buying a house right now
  • How much should we be saving for a down payment
  • FHA vs conventional loans 
  • How to find the best financing programs
  • & MORE


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